The State Bank of India (SBI) is India’s largest and most trusted public sector bank, serving millions of customers across the nation. With a legacy of over 200 years, SBI offers a plethora of banking services and products, including savings accounts, loans, and investment solutions. As a government-owned entity, SBI plays a pivotal role in the country’s economic development and financial inclusion.
Job Overview
Criteria
Details
Position
Manager (Credit Analyst)
Grade
Middle Management Grade Scale III (MMGS-III)
Vacancies
Multiple positions across various locations
Application Deadline
Extended to 15th October 2025
Application Portal
SBI Careers Portal
Job Responsibilities
Credit Appraisal: Evaluating loan proposals and assessing the creditworthiness of borrowers.
Risk Assessment: Identifying potential financial risks and recommending mitigation strategies.
Financial Analysis: Analyzing financial statements to determine the viability of credit proposals.
Portfolio Management: Monitoring and managing the bank’s credit portfolio to ensure optimal performance.
Compliance: Ensuring adherence to regulatory guidelines and internal policies in credit-related activities.
Eligibility Criteria
Criteria
Details
Educational Qualification
Graduation in any discipline from a recognized university. Preference for Post Graduate degree in Finance, Banking, or related fields.
Age Limit
Minimum 25 years and maximum 35 years as of 31st August 2025. Age relaxation as per government norms.
Experience
Minimum 3 years of post-qualification experience in credit analysis or related areas in a reputed bank or financial institution.
Skills
Strong analytical abilities, proficiency in financial modeling, and excellent communication skills.
Salary and Benefits
Component
Details
Basic Pay
₹85,920 – ₹99,320 per month
Incremental Pay
₹2,680 – ₹2,980 per month
Maximum Basic Pay
₹1,05,280 per month
Allowances & Benefits
Dearness Allowance (DA) – As per prevailing rates
House Rent Allowance (HRA) – Depending on posting location
Medical Benefits – Comprehensive coverage for employees & family
Provident Fund (PF) – Retirement savings contributions
Gratuity – As per Payment of Gratuity Act
Leave Entitlement – Casual, Sick, and Privilege Leave
Why Apply
Reputation: Work with India’s most trusted and largest public sector bank.
Career Growth: Opportunities for professional development and career advancement.
Stability: Enjoy job security and a structured career path in the banking sector.
Impact: Contribute to the financial health and growth of the nation by evaluating and managing credit risks.
Conclusion
The Manager (Credit Analyst) position at SBI offers a promising career path for professionals in the banking and finance sector. With competitive remuneration, comprehensive benefits, and opportunities for growth, this role is ideal for individuals looking to make a significant impact in the financial industry. Don’t miss the chance to be a part of India’s most trusted bank. Apply now before the deadline of 15th October 2025.
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