Job Description
Looking for a banking career opportunity after graduation? Here’s some great news for job seekers. Indian Overseas Bank (IOB) has officially announced the IOB Apprentice Recruitment 2026 for 750 Apprentice vacancies across India, including opportunities in West Bengal.

Both male and female graduates are eligible to apply. Selected candidates will undergo one year of apprenticeship training and receive a monthly stipend of up to ₹15,500 depending on their posting location.
If you’re planning to build a career in the banking sector, this apprenticeship program can provide valuable industry exposure and practical banking experience.
Job Overview
| Particular | Details |
|---|---|
| Organization Name | Indian Overseas Bank (IOB) |
| Post Name | Apprentice |
| Total Vacancies | 750 Posts |
| Training Duration | 1 Year |
| Job Location | Across India (Including West Bengal) |
| Monthly Stipend | ₹14,000 – ₹15,500 |
| Qualification | Graduate in Any Discipline |
| Age Limit | 20 – 28 Years |
| Application Mode | Online |
| Selection Process | Online Test + Local Language Test |
| Official Website | www.iob.in |
Job Description
Indian Overseas Bank has launched its Apprenticeship Program FY 2026-27 to provide practical banking training to fresh graduates. Through this program, selected apprentices will receive hands-on exposure to banking operations, customer service, digital banking systems, documentation processes, and branch administration.
This apprenticeship does not guarantee permanent employment; however, it provides valuable work experience in one of India’s leading public sector banks and can significantly strengthen a candidate’s banking career profile.
About the Company
Indian Overseas Bank (IOB) is one of India’s leading public sector banks, established in 1937 and headquartered in Chennai, Tamil Nadu.
The bank operates hundreds of branches across the country and offers a wide range of financial services including retail banking, corporate banking, digital banking, loans, investments, and international banking services.
The apprenticeship program aims to develop skilled banking professionals by providing structured training and real-world banking experience.
Vacancy Details
| Category | Vacancies |
|---|---|
| General (UR) | 232 |
| SC | 176 |
| ST | 63 |
| OBC | 247 |
| EWS | 32 |
| Total | 750 |
Eligibility Criteria
Educational Qualification
Candidates must fulfill the following requirements:
- Graduation in any discipline from a recognized university approved by the Government of India.
- Candidates who have already completed one year or more of work experience or apprenticeship training after graduation are not eligible to apply.
Age Limit
As on 01 July 2026:
| Category | Age Limit |
|---|---|
| General / EWS | 20–28 Years |
Date of Birth Range
Candidates should be born between:
01 July 1998 and 01 July 2006 (both dates inclusive).
Age Relaxation
Age relaxation will be applicable as per Government rules:
| Category | Relaxation |
|---|---|
| SC / ST | 5 Years |
| OBC (NCL) | 3 Years |
| PwBD | 10 Years |
Gender
- Male Candidates – Eligible
- Female Candidates – Eligible
Experience Required
- Fresh graduates are encouraged to apply.
- Candidates with more than one year of post-graduation work experience or apprenticeship training are not eligible.
Job Responsibilities
Selected apprentices may be assigned the following responsibilities:
- Assisting customers with banking services.
- Supporting account opening and documentation processes.
- Helping with digital banking operations.
- Data entry and record management.
- Customer query handling.
- Assisting branch officials in day-to-day operations.
- Learning banking regulations and procedures.
- Supporting administrative and operational activities.
Required Skills
Technical Skills
- Basic Computer Knowledge
- MS Office Applications
- Internet & Email Handling
- Digital Banking Awareness
- Data Entry Skills
- Banking Fundamentals
Soft Skills
- Communication Skills
- Customer Service Orientation
- Problem Solving Ability
- Time Management
- Teamwork
- Adaptability
- Attention to Detail
- Professional Conduct
Stipend Details
Selected apprentices will receive a monthly stipend based on the branch location where they are posted.
| Location Type | Monthly Stipend |
|---|---|
| Metro Cities | ₹15,500 |
| Urban Areas | ₹14,500 |
| Semi-Urban / Rural Areas | ₹14,000 |
Benefits
- One-year structured banking training.
- Exposure to public sector banking operations.
- Industry-recognized apprenticeship experience.
- Skill development and professional growth opportunities.
How to Apply
Candidates must complete the application process online by following these steps:
Step 1: Register on Apprenticeship Portal
Before applying, candidates must register on either:
- NAPS (National Apprenticeship Promotion Scheme)
- NATS (National Apprenticeship Training Scheme)
After registration, obtain the Enrollment Number.
Step 2: Apply Through BFSI SSC Portal
- Visit the BFSI Sector Skill Council portal.
- Click on “IOB Apprenticeship Program FY 2026-27”.
- Complete the online application form.
- Enter your NAPS/NATS Enrollment Number.
- Upload photograph and signature.
- Pay the application fee online.
- Submit the application form.
- Download the confirmation page for future reference.
Required Documents
Applicants should keep the following documents ready:
- Recent Passport Size Photograph
- Signature
- Aadhaar Card / Valid ID Proof
- Graduation Mark Sheets
- Degree Certificate
- NAPS/NATS Enrollment Number
- Category Certificate (SC/ST/OBC/EWS)
- PwBD Certificate (If Applicable)
- Valid Mobile Number
- Active Email ID
Other Important Details
- Recruitment Authority: Indian Overseas Bank (IOB)
- Program Name: Apprenticeship Program FY 2026-27
- Training Duration: 1 Year
- Application Mode: Online
- Job Type: Apprenticeship Training
- Posting: Various IOB Branches Across India
- Career Opportunity: Valuable banking sector experience for fresh graduates.
Selection Process
The selection process consists of two stages:
1. Online Examination
Candidates will appear for a remote online test consisting of 100 multiple-choice questions.
Exam Pattern
| Subject | Questions | Marks |
|---|---|---|
| General / Financial Awareness | 25 | 25 |
| General English | 25 | 25 |
| Quantitative Aptitude & Reasoning | 25 | 25 |
| Computer Knowledge / Subject Knowledge | 25 | 25 |
| Total | 100 | 100 |
Exam Duration
- 90 Minutes
Exam Mode
- Online (Remote Proctored)
- Can be taken using a laptop, desktop, or smartphone with a camera.
2. Local Language Proficiency Test
Candidates who qualify in the online examination will be required to demonstrate proficiency in the local language of the state they applied for.
Exemption
Candidates who studied the relevant local language in Class 10 or Class 12 are generally exempted from this test, subject to document verification.
Important Dates
| Event | Date |
|---|---|
| Online Application Starts | 07 July 2026 |
| Last Date to Apply | 20 July 2026 |
| Last Date for Fee Payment | 22 July 2026 |
| Tentative Online Exam Date | 02 August 2026 |