Job Description
UCO Bank Apprentice Recruitment 2026 has been officially announced, offering 530 apprenticeship opportunities for graduates across India. This recruitment is an excellent opportunity for young candidates who want to gain practical experience in the banking industry.
UCO Bank, a leading public sector bank in India, has published Advertisement No. HO/HRM/RECR/2026-27/COM-02 for the engagement of apprentices under the Apprentices Act, 1961.
The recruitment covers 31 States and Union Territories, including 86 apprenticeship vacancies in West Bengal, the highest number allocated to any state.

Selected candidates will undergo one year of practical banking training and receive a monthly stipend of ₹16,650.
The online application process started on 14 October 2026, and interested candidates can submit their applications until 29 October 2026.
Graduates who meet the educational qualification, age limit, local language proficiency and experience requirements can apply through the official NATS apprenticeship portal.
Candidates should note that this recruitment is for a one-year apprenticeship training programme, not permanent bank employment.
In this article, we explain the UCO Bank Apprentice Recruitment 2026 eligibility criteria, state-wise vacancies, monthly stipend, selection process, examination pattern, application fees, required documents and online application procedure.
1. UCO Bank Apprentice Recruitment 2026 – Job Overview
| Particulars | Details |
|---|---|
| Organization Name | UCO Bank |
| Recruitment Name | UCO Bank Apprentice Recruitment 2026 |
| Advertisement Number | HO/HRM/RECR/2026-27/COM-02 |
| Post Name | Apprentice |
| Total Vacancies | 530 (Provisional) |
| West Bengal Vacancies | 86 |
| Job Location | Across India |
| Monthly Stipend | ₹16,650 |
| Educational Qualification | Graduation in Any Discipline |
| Graduation Requirement | Degree and relevant certificates issued on or after 1 April 2022 |
| Experience | Fresh Graduates / Less Than One Year of Post-Qualification Work or Training Experience |
| Age Limit | 20–28 Years |
| Gender | Eligible Male, Female and Transgender Candidates |
| Job Type | Apprenticeship Training |
| Training Duration | 12 Months |
| Application Mode | Online |
| Application Start Date | 14 October 2026 |
| Application Last Date | 29 October 2026 |
| Online Examination | 7 November 2026 |
| Official Website | https://uco.bank.in |
2. UCO Bank Apprentice Recruitment 2026 – Job Description
UCO Bank has invited applications from eligible graduates for its apprenticeship programme for the financial year 2026–27.
The programme is designed to provide practical exposure to banking activities through supervised training at UCO Bank branches and offices.
A total of 530 provisional apprenticeship seats have been announced across different States and Union Territories.
Candidates selected for the programme will gain an understanding of banking operations, customer service procedures, documentation, administrative activities and other branch-related functions.
The training is expected to help participants develop professional communication, banking awareness, workplace discipline and basic operational skills.
Candidates will receive ₹16,650 per month during the one-year apprenticeship period.
The allocation of apprenticeship locations will depend on the selected State or Union Territory and the bank’s administrative requirements.
Important: The UCO Bank Apprentice Recruitment 2026 is a training engagement under the Apprentices Act, 1961. It does not guarantee permanent employment after the completion of training.
3. About UCO Bank
UCO Bank is an established public sector bank in India, with its headquarters in Kolkata, West Bengal.
The bank provides financial products and services to individuals, businesses and institutional customers through its banking network.
Its services include savings and current accounts, loans, deposits, digital banking, payment services and other financial solutions.
As part of its operational activities and professional development initiatives, UCO Bank conducts apprenticeship programmes to provide practical banking exposure to eligible graduates.
The apprenticeship programme offers young candidates an opportunity to understand the functioning of a public sector banking institution while developing useful professional skills.
Official Website: https://uco.bank.in
4. UCO Bank Apprentice Vacancy 2026 – State-Wise Details
The bank has announced 530 provisional apprenticeship seats across 31 States and Union Territories.
The complete state-wise vacancy distribution is provided below.
| State / Union Territory | Vacancies |
|---|---|
| Andhra Pradesh | 8 |
| Arunachal Pradesh | 1 |
| Assam | 24 |
| Bihar | 34 |
| Chandigarh | 4 |
| Chhattisgarh | 9 |
| Goa | 1 |
| Gujarat | 20 |
| Haryana | 15 |
| Himachal Pradesh | 25 |
| Jammu and Kashmir | 3 |
| Jharkhand | 12 |
| Karnataka | 11 |
| Kerala | 10 |
| Madhya Pradesh | 27 |
| Maharashtra | 32 |
| Manipur | 2 |
| Meghalaya | 1 |
| Nagaland | 1 |
| New Delhi | 13 |
| Odisha | 41 |
| Puducherry (Pondicherry) | 1 |
| Punjab | 24 |
| Rajasthan | 37 |
| Sikkim | 1 |
| Tamil Nadu | 21 |
| Telangana | 8 |
| Tripura | 5 |
| Uttar Pradesh | 45 |
| Uttarakhand | 8 |
| West Bengal | 86 |
| Total | 530 |
The number of vacancies is provisional and may be revised according to the bank’s requirements.
West Bengal UCO Bank Apprentice Vacancy 2026
West Bengal has received the highest allocation, with 86 apprenticeship seats.
The category-wise distribution for West Bengal is:
| Category | Vacancies |
|---|---|
| Scheduled Caste (SC) | 26 |
| Scheduled Tribe (ST) | 3 |
| OBC – Non-Creamy Layer | 32 |
| Economically Weaker Section (EWS) | 4 |
| Unreserved (UR) | 21 |
| Total | 86 |
Candidates from Kolkata, Howrah, Hooghly, Purba Bardhaman, Paschim Bardhaman, Nadia, Murshidabad, Birbhum, Bankura, Purulia, North Bengal and other districts may apply if they meet the eligibility requirements.
However, applicants cannot select a guaranteed posting district. UCO Bank may assign training to any district within the selected State or Union Territory.
Category-Wise Vacancies Across India
| Category | Total Vacancies |
|---|---|
| Unreserved (UR) | 205 |
| Other Backward Classes (OBC-NCL) | 147 |
| Scheduled Castes (SC) | 106 |
| Scheduled Tribes (ST) | 49 |
| Economically Weaker Sections (EWS) | 23 |
| Total | 530 |
Reservation provisions for eligible Persons with Benchmark Disabilities are also included in the official advertisement.
5. Eligibility Criteria for UCO Bank Apprentice Recruitment 2026
Before completing the online application, candidates must carefully check the eligibility requirements.
Educational Qualification
Candidates must possess a graduate degree in any discipline from a university or institution recognized by the Government of India or the appropriate regulatory authority.
Applicants must have completed graduation and possess the required graduation marksheets and provisional or final degree certificate issued on or after 1 April 2022, as stipulated in the notification.
Candidates with degrees in the following disciplines may be eligible:
- Bachelor of Arts (BA).
- Bachelor of Commerce (B.Com).
- Bachelor of Science (B.Sc).
- Bachelor of Business Administration (BBA).
- Bachelor of Computer Applications (BCA).
- Bachelor of Technology (B.Tech).
- Bachelor of Engineering (BE).
- Other recognized bachelor’s degree programmes.
Candidates must ensure that their educational documents satisfy the notification’s date and recognition conditions.
Age Limit
The age limit will be calculated as of 1 October 2026.
| Category | Maximum Age / Relaxation |
|---|---|
| General / EWS | 28 Years |
| SC / ST | 5 Years Relaxation |
| OBC – Non-Creamy Layer | 3 Years Relaxation |
| PwBD – UR / EWS | 10 Years Relaxation |
| PwBD – OBC | 13 Years Relaxation |
| PwBD – SC / ST | 15 Years Relaxation |
The minimum age requirement is 20 years.
Additional age concessions apply to certain categories of widowed, divorced and legally separated women who have not remarried, subject to the conditions in the official advertisement.
Experience Required
The apprenticeship programme is primarily suitable for recent graduates.
Candidates who have completed one year or more of employment or training experience after acquiring the required educational qualification are not eligible.
Applicants who have previously completed or are currently undertaking apprenticeship training under the applicable legislation are also ineligible.
Candidates whose earlier apprenticeship was terminated by the training organization are not eligible under the stated conditions.
Local Language Requirement
Candidates must be proficient in at least one recognized local language of the State or Union Territory for which they apply.
They should be able to:
- Read the local language.
- Write the language.
- Speak the language.
- Understand spoken communication.
Candidates applying for West Bengal vacancies should possess proficiency in an applicable local language, such as Bengali.
A local language proficiency test may be conducted during document verification.
Candidates who produce Class 10 or Class 12 documents proving that they studied the applicable local language are exempt from the language test under the notification.
Gender Eligibility
Eligible male, female and transgender candidates can apply.
There is no general gender restriction on participation, although application fees differ for certain gender and category combinations.
6. UCO Bank Apprentice Job Responsibilities
Apprentices may receive practical training in different aspects of banking operations under the supervision of authorized bank staff.
The following are indicative activities that may form part of the learning programme:
- Understanding everyday banking branch operations.
- Learning basic customer service procedures.
- Assisting with routine documentation and record organization.
- Becoming familiar with account-related administrative processes.
- Observing banking transaction workflows.
- Learning about savings accounts, current accounts and deposit services.
- Developing awareness of digital banking systems.
- Understanding basic banking compliance and customer verification procedures.
- Supporting permitted administrative tasks under supervision.
- Maintaining accuracy while handling assigned training activities.
- Following workplace conduct, information security and confidentiality requirements.
- Developing communication skills for a professional banking environment.
The exact training activities will depend on the branch and the bank’s training instructions. Apprentices should not assume that they will be authorized to independently perform regulated banking transactions.
7. Required Skills for UCO Bank Apprentices
Technical Skills
- Basic computer operating knowledge.
- Familiarity with MS Word, Excel and common office applications.
- Basic mathematics and numerical understanding.
- Awareness of banking and financial services.
- Digital communication and email handling.
- Basic documentation and data-entry skills.
- Ability to learn banking systems and procedures.
Soft Skills
- Clear verbal and written communication.
- Customer service orientation.
- Professional behaviour and workplace discipline.
- Teamwork and cooperation.
- Time management.
- Attention to detail.
- Problem-solving abilities.
- Willingness to learn new banking procedures.
- Respect for customer confidentiality.
These skills are useful for apprenticeship training. They should not be confused with additional mandatory qualifications unless specifically stated in the official advertisement.
8. UCO Bank Apprentice Stipend 2026
Selected apprentices will receive a consolidated monthly stipend of ₹16,650 during the one-year training programme.
The amount includes the contribution from UCO Bank and the applicable government subsidy component.
Monthly Stipend Structure
| Stipend Component | Amount |
|---|---|
| UCO Bank Contribution | ₹10,500 |
| Government Contribution through DBT | ₹6,150 |
| Total Monthly Stipend | ₹16,650 |
The government contribution is subject to applicable guidelines and may change according to government instructions.
Total Stipend for One Year
At the currently advertised monthly amount:
₹16,650 × 12 Months = ₹1,99,800
This figure represents the indicative total stipend for 12 months of training, assuming the advertised monthly amount remains unchanged and is payable throughout the period.
Additional Benefits and Facilities
The advertisement specifies that apprentices are not entitled to additional employee allowances or benefits.
The bank does not undertake to provide transport, hostel accommodation or other residential facilities.
Regular employee benefits such as PF, ESI and bonus are not applicable to this apprenticeship engagement as stated in the notice.
The apprenticeship stipend must not be described as a permanent employee salary.
9. UCO Bank Apprentice Selection Process 2026
Candidates will be selected through an examination and subsequent verification procedures.
Stage 1: Online Objective Examination
The online examination will be conducted by the BFSI Sector Skill Council of India (BFSI SSC).
The examination consists of 100 objective questions carrying a total of 100 marks.
| Subject | Questions | Marks |
|---|---|---|
| General / Financial Awareness | 25 | 25 |
| General English | 25 | 25 |
| Reasoning Ability & Computer Aptitude | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Total | 100 | 100 |
Examination Duration: 60 Minutes
Total Questions: 100
Maximum Marks: 100
Candidates should consult the official examination handout for detailed test instructions, including any applicable marking penalties.
Minimum Qualifying Marks
| Category | Minimum Marks |
|---|---|
| General / EWS | 40 out of 100 |
| SC / ST / OBC / PwBD | 35 out of 100 |
Qualifying marks do not guarantee selection. Final shortlisting will depend on the state-wise and category-wise merit position and the available seats.
Stage 2: State-Wise Merit List
Candidates meeting the required examination standards will be considered for the merit list.
Separate merit lists will be prepared according to the selected State or Union Territory and applicable reservation category.
Candidates will be ranked in descending order based on their examination marks.
Where candidates obtain equal marks at the cut-off point, the older candidate will receive the higher merit position.
Stage 3: Document Verification and Local Language Test
Provisionally shortlisted candidates must produce the required original documents.
The bank will verify educational qualifications, age, category and other eligibility conditions.
Candidates may also have to qualify in the local language test unless they satisfy the applicable exemption requirements.
Stage 4: Medical Fitness
Final engagement will depend on candidates being declared medically fit according to the bank’s requirements.
10. UCO Bank Apprentice Examination 2026 – Important Instructions
The online entrance examination is scheduled for 7 November 2026 at 11:00 AM.
Eligible candidates who have completed the required registration and fee payment will receive examination details through BFSI SSC.
According to the official notification, candidates may take the online examination from their own residence using an appropriate camera-enabled device, subject to examination instructions.
Candidates should ensure that they have:
- A suitable computer, laptop, tablet or smartphone.
- A functioning camera.
- A stable internet connection.
- A quiet and isolated examination environment.
- Their Aadhaar card for identity verification.
- The examination login credentials sent by BFSI SSC.
The examination link and login details are expected to be communicated on the day before the test.
Candidates must follow the instructions supplied by the examination agency. Unauthorized assistance or unfair practices may result in disqualification.
11. UCO Bank Apprentice Application Fee 2026
Applicants must pay the applicable examination or application charges online.
| Category | Application Fee |
|---|---|
| General / EWS / OBC – Male | ₹800 + GST |
| General / EWS / OBC – Female | ₹600 + GST |
| General / EWS / OBC – Transgender | ₹600 + GST |
| SC / ST | ₹200 + GST |
| PwBD | ₹200 + GST |
The application fee is non-refundable.
Candidates must complete the payment process through the official BFSI SSC portal.
Submitting an application on NATS without completing the required BFSI SSC registration and fee payment will not constitute a complete application for the selection process.
12. How to Apply for UCO Bank Apprentice Recruitment 2026
Candidates must complete the online application using the government apprenticeship portal and the BFSI SSC examination portal.
Step 1: Visit the NATS Portal
Open the official National Apprenticeship Training Scheme website:
Navigate to the Student Register/Login section.
Step 2: Complete Candidate Registration
New users should create an account by providing the required details.
Candidates who already have an active NATS account should log in using their existing credentials.
Complete the required student profile information and registration formalities.
Step 3: Search for UCO Bank Apprenticeship
After logging in, search for the UCO Bank apprenticeship opportunity for FY 2026–27.
Review the programme information and eligibility conditions.
Step 4: Select Your Preferred State
Choose the State or Union Territory for which you wish to apply.
Candidates are allowed to apply for apprenticeship engagement in only one State or Union Territory.
Step 5: Submit the NATS Application
Complete the required information and apply for the UCO Bank apprenticeship through NATS.
Save your NATS enrolment ID for future communication.
Step 6: Check Your Registered Email
After successfully applying through NATS, eligible applicants will receive an email from BFSI SSC.
The email will contain instructions regarding the detailed examination application and fee payment.
Step 7: Open the BFSI SSC Portal
Visit:
Follow the instructions received from BFSI SSC to complete the remaining details.
Step 8: Upload Required Information and Documents
Provide the required information and documents as specified.
Ensure that all submitted information matches your NATS registration details and educational certificates.
Step 9: Pay the Application Fee
Pay the applicable application or examination fee through the authorized online payment facility.
Step 10: Save Your Application Confirmation
After successful submission, retain copies of your registration details, payment receipt and application acknowledgement.
Last Date for Online Application and Required Fee Payment: 29 October 2026.
Candidates should avoid waiting until the deadline because an incomplete application or unsuccessful payment may result in rejection.
13. Required Documents for UCO Bank Apprentice Recruitment 2026
Candidates should keep the following documents ready.
- Recent passport-size photograph.
- Scanned signature.
- Aadhaar card.
- Valid mobile number.
- Active personal email address.
- Class 10 marksheet or certificate.
- Class 12 marksheet or certificate.
- Graduation marksheets.
- Graduation provisional or final degree certificate.
- Proof of date of birth.
- SC/ST/OBC-NCL/EWS certificate, if applicable.
- PwBD or relevant disability certificate, if applicable.
- Documents supporting age relaxation, if applicable.
- NATS enrolment ID.
- Supporting academic or identity documents requested by the bank.
Candidates claiming exemption from the local language test should keep their relevant school certificate or marksheet ready.
Original certificates must be produced during document verification when instructed.
The document format, size and upload requirements should be checked directly on the application portals.
14. UCO Bank Apprentice Recruitment 2026 – Important Dates
| Important Event | Date |
|---|---|
| Official Notification Date | 13 October 2026 |
| Online Registration Starts | 14 October 2026 |
| Last Date for NATS Application | 29 October 2026 |
| Last Date for BFSI SSC Registration and Payment | 29 October 2026 |
| Online Examination | 7 November 2026 |
| Examination Time | 11:00 AM |
| Provisional Merit List | To Be Announced |
| Document Verification | To Be Announced |
| Apprenticeship Training Start Date | To Be Announced |
Applicants should regularly check the UCO Bank official website for changes to the recruitment schedule.
15. Other Important Details
Training Duration
The apprenticeship training will continue for one year from the date of the apprenticeship contract.
Training Location
The bank will allocate training locations according to available seats and operational requirements.
Candidates applying for West Bengal may be allotted a training location in any district of West Bengal.
Working and Training Hours
The daily training hours will generally follow the hours applicable to the bank’s clerical staff.
Apprenticeship Is Not Permanent Employment
Candidates must understand that this is a fixed-duration training programme.
An apprentice is treated as a trainee rather than a regular bank employee.
Completing the programme does not provide an automatic right to employment with UCO Bank.
The bank is not required to offer a permanent position after the apprenticeship ends.
Accommodation and Travel Facilities
UCO Bank does not undertake to arrange accommodation, hostel facilities or transportation for apprentices.
Candidates should consider possible travel and accommodation expenses before accepting an allotted training location.
Application Restrictions
Candidates should apply for only one State or Union Territory.
All personal and educational information must be accurate and consistent across NATS and BFSI SSC registrations.
Preparation Strategy
Applicants preparing for the UCO Bank Apprentice Examination 2026 should focus on:
- Current affairs and financial awareness.
- Fundamental banking terminology.
- General English comprehension and grammar.
- Logical and analytical reasoning.
- Basic computer aptitude.
- Quantitative aptitude and numerical calculations.
- Timed online mock tests.
Regular examination practice can help candidates improve accuracy, confidence and time management.
16. Important Official Links
| Description | Official Link |
|---|---|
| UCO Bank Official Website | Visit Website |
| UCO Bank Recruitment Page | View Recruitment Notices |
| Official Recruitment Notification PDF | Download Notification |
| NATS Registration Portal | Register / Apply |
| BFSI SSC Application and Payment Portal | Complete Application |
Candidates should use only the official portals and authorized links.
17. Frequently Asked Questions (FAQs)
Q1. How many vacancies are available in UCO Bank Apprentice Recruitment 2026?
UCO Bank has announced 530 provisional apprenticeship seats across India.
Q2. How many UCO Bank Apprentice vacancies are available in West Bengal?
West Bengal has 86 apprenticeship seats, the highest allocation among the notified States and Union Territories.
Q3. What is the monthly stipend for UCO Bank apprentices?
Selected apprentices will receive ₹16,650 per month, including the bank contribution and applicable government subsidy.
Q4. Can fresh graduates apply for UCO Bank Apprentice Recruitment 2026?
Yes. Eligible fresh graduates can apply if they satisfy the prescribed educational, age and apprenticeship-history requirements.
Q5. What is the age limit for UCO Bank Apprentice Recruitment 2026?
The age limit is 20–28 years as of 1 October 2026 for General and EWS candidates, with applicable relaxations for eligible categories.
Q6. What is the last date to apply?
The last date for registration and fee payment is 29 October 2026.
Q7. Is the UCO Bank Apprentice position a permanent government bank job?
No. It is a one-year apprenticeship training programme, and permanent employment is not guaranteed.
Q8. What is the selection process?
Selection involves an online objective examination, state-wise and category-wise merit preparation, document verification, local language assessment where applicable and medical fitness.
Q9. Can candidates apply for multiple states?
No. Candidates are permitted to apply for only one State or Union Territory.
Q10. Is there an examination for UCO Bank Apprentice Recruitment 2026?
Yes. The online objective examination is scheduled for 7 November 2026 at 11:00 AM.
18. Conclusion
The UCO Bank Apprentice Recruitment 2026 offers a valuable opportunity for recent graduates interested in gaining hands-on experience in the banking sector.
With 530 apprenticeship seats across India, including 86 in West Bengal, the programme provides practical banking exposure and a monthly stipend of ₹16,650.
Candidates who meet the eligibility requirements should carefully complete both the NATS and BFSI SSC application procedures before 29 October 2026.
Although the apprenticeship does not guarantee a permanent position, the professional experience and operational knowledge acquired during training may be useful for future career opportunities in banking and financial services.
For accurate updates about examination instructions, merit lists, document verification and training arrangements, applicants should regularly visit the official UCO Bank website.
Disclaimer: This article has been prepared for educational and informational purposes based on the official UCO Bank Apprentice Recruitment 2026 advertisement dated 13 October 2026. It is not an official UCO Bank publication. Candidates must verify all eligibility conditions, dates and recruitment updates through the bank’s official website before applying.