Job Description
Punjab National Bank (PNB) has announced the PNB Local Bank Officer Recruitment 2026 for 545 Local Bank Officer (LBO) vacancies under Junior Management Grade Scale-I (JMGS-I). The recruitment is being conducted across 17 states/UTs, and eligible candidates can apply for one state only based on their eligibility and local language proficiency.

The online application process started on 20 July 2026, and the last date has been extended to 16 August 2026. Candidates interested in this banking opportunity should check the state-wise vacancies, educational qualification, experience, age limit, salary, selection process and application procedure before applying.
PNB LBO Recruitment 2026 – Job Overview
| Particulars | Details |
|---|---|
| Organization | Punjab National Bank (PNB) |
| Post Name | Local Bank Officer (LBO) |
| Post Code | 01 |
| Grade | Junior Management Grade Scale-I (JMGS-I) |
| Total Vacancies | 545 |
| Job Location | Selected State / PNB Circles |
| Salary | ₹48,480 – ₹85,920 Basic Pay + Allowances |
| Qualification | Graduation in Any Discipline |
| Experience | Minimum 1 Year Post-Qualification Banking Experience |
| Age Limit | 20–30 Years |
| Application Mode | Online |
| Application Start Date | 20 July 2026 |
| Extended Last Date | 16 August 2026 |
| Selection Process | Online Test, Screening, LLPT & Interview |
| Job Type | Full-Time Banking Job |
PNB LBO Recruitment 2026 Vacancy Details
PNB has announced 545 Local Bank Officer vacancies across 17 states/UTs. Candidates must choose only one state while submitting the application.
| State/UT | Mandatory Local Language | Vacancies |
|---|---|---|
| Andhra Pradesh | Telugu | 4 |
| Gujarat | Gujarati | 77 |
| Karnataka | Kannada | 78 |
| Maharashtra | Marathi | 67 |
| Telangana | Telugu | 41 |
| Tamil Nadu | Tamil | 51 |
| West Bengal | Bengali | 80 |
| Jammu & Kashmir | Urdu / Dogri / Kashmiri | 9 |
| Ladakh | Urdu / Purgi / Bhoti | 2 |
| Arunachal Pradesh | English | 4 |
| Assam | Assamese / Bodo | 85 |
| Manipur | Manipuri / Meitei | 6 |
| Meghalaya | Garo / Khasi | 8 |
| Mizoram | Mizo | 5 |
| Nagaland | English | 5 |
| Sikkim | Nepali / Sikkimese | 5 |
| Tripura | Bengali / Kokborok | 18 |
| Total | 545 |
Important Vacancy Rules
Candidates can apply for only one state. Once an application is submitted for a particular state, the candidate cannot apply for another state under this recruitment.
The merit list will be prepared state-wise and category-wise. Selected Local Bank Officers will generally be posted within the state for which they have applied, subject to the Bank’s applicable posting rules.
Candidates should also note that vacancy numbers are provisional and may be changed by the Bank.
PNB LBO Recruitment 2026 Eligibility Criteria
Educational Qualification
Candidates must have completed Graduation in any discipline from a recognized university or institution approved by the Government of India or the relevant regulatory authorities.
The candidate must possess the required degree/marksheet confirming graduation status on the date of registration.
Candidates also need to enter their graduation percentage in the online application. Where CGPA/OGPA is used, it must be converted into percentage according to the university’s prescribed formula.
Experience Required
This is an important eligibility condition.
Candidates must have at least 1 year of post-qualification work experience in the Clerical or Officer cadre of:
- A Scheduled Commercial Bank, or
- A Regional Rural Bank covered under the Second Schedule of the RBI Act, 1934.
Experience in other financial institutions may not be accepted where the duties do not substantially correspond to the work profile of a PNB Scale-I Generalist Officer.
Candidates claiming previous banking experience must provide the required experience certificate in the prescribed format.
Local Language Requirement
Applicants must be able to read, write and speak the mandatory local language of the state they select.
For example, candidates applying for the West Bengal vacancies need proficiency in Bengali.
Candidates who did not study the relevant local language in Class 10 or Class 12 may have to appear for a Local Language Proficiency Test (LLPT).
Candidates who studied the applicable language as a subject in Class 10 or 12 can generally be exempt from the LLPT, subject to submission of valid documentary proof.
PNB LBO Age Limit
The prescribed age limit for the Local Bank Officer post is:
Minimum Age: 20 Years
Maximum Age: 30 Years
The age is calculated as on 1 July 2026.
Age Relaxation
| Category | Age Relaxation |
|---|---|
| SC/ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD | 10 Years |
| Ex-Servicemen / Eligible Commissioned Officers | 5 Years |
| Persons affected by 1984 riots | 5 Years |
Candidates claiming age relaxation must provide valid supporting documents at the appropriate stage of recruitment.
PNB LBO Salary 2026
Selected candidates will be appointed in Junior Management Grade Scale-I (JMGS-I).
The basic pay scale is:
₹48,480 – ₹2,000/7 – ₹62,480 – ₹2,340/2 – ₹67,160 – ₹2,680/7 – ₹85,920
Apart from basic pay, Local Bank Officers may receive various allowances and benefits according to PNB rules.
These may include:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- Leased accommodation, as applicable
- City Compensatory Allowance (CCA)
- Leave Fare Concession
- Medical Insurance
- Retirement benefits
- Other applicable banking service benefits and allowances
The actual monthly salary will depend on the applicable allowances, posting location and deductions.
PNB LBO Recruitment 2026 Application Fee
| Category | Fee |
|---|---|
| SC/ST/PwBD | ₹59 including GST |
| UR/OBC/EWS | ₹1,180 including GST |
For SC/ST/PwBD candidates, the base amount is ₹50 plus 18% GST. For other candidates, the fee is ₹1,000 plus 18% GST.
The application fee must be paid online and is non-refundable.
PNB LBO Recruitment 2026 Selection Process
The selection process for Local Bank Officer recruitment consists of multiple stages.
Online Written Examination → Screening → Local Language Proficiency Test (where applicable) → Personal Interview
The Bank may apply the stages according to the recruitment requirements.
Online Written Examination
The online examination consists of the following sections:
| Subject | Questions | Maximum Marks | Duration |
|---|---|---|---|
| Reasoning & Computer Aptitude | 25 | 25 | 35 Minutes |
| Data Analysis & Interpretation | 25 | 25 | 35 Minutes |
| English Language | 25 | 25 | 25 Minutes |
| Quantitative Aptitude | 25 | 25 | 35 Minutes |
| General/Economy/Banking Awareness | 50 | 50 | 50 Minutes |
| Total | 150 | 150 | 180 Minutes |
There is a negative marking system. One-fourth of the marks assigned to a question is deducted for an incorrect answer.
The prescribed minimum qualifying marks are applicable separately for each section, with different thresholds for General/EWS and reserved-category candidates.
Screening Process
Candidates who qualify in the online examination will have their application and supporting documents screened.
The Bank will verify whether the candidate satisfies the required:
- Educational qualification
- Age criteria
- Banking experience
- Local language requirement
- Category eligibility
- Other recruitment conditions
Candidates providing false information or documents, or those found ineligible during verification, may be removed from the recruitment process.
Local Language Proficiency Test
The LLPT is applicable to candidates who have not established that they studied the required local language in Class 10 or Class 12.
The test evaluates whether the candidate can communicate in the applicable local language through reading, writing and speaking.
The LLPT is qualifying in nature. A candidate who fails the language test will not be considered for final selection, even if they perform well in the written examination and interview.
Personal Interview
Candidates shortlisted after the written examination will be called for a Personal Interview.
Total Marks: 50
The minimum qualifying marks are:
SC/ST: 22.50 marks / 45%
Other Categories: 25 marks / 50%
Candidates must qualify in the interview as well as meet all other recruitment requirements.
Final Selection
The final merit list will be prepared based on the candidate’s performance in the Online Written Test and Personal Interview, subject to successful qualification in the LLPT wherever applicable.
The merit list will be prepared state-wise and category-wise.
If two candidates obtain the same merit position, the older candidate based on date of birth will be placed higher according to the prescribed tie-breaking rule.
Important Dates
| Event | Date |
|---|---|
| Online Registration Starts | 20 July 2026 |
| Original Closing Date | 9 August 2026 |
| Extended Closing Date | 16 August 2026 |
| Tentative Online Examination | August / September 2026 |
| LLPT / Interview | To be notified |
| Final Result | To be announced |
Candidates should complete the online application before the extended deadline rather than waiting until the final day.
Required Documents
Candidates should keep the following documents ready:
- Valid government-issued photo ID
- Proof of date of birth
- Graduation marksheets
- Final degree certificate
- Proof of graduation result declaration
- Caste certificate, where applicable
- OBC-NCL certificate, where applicable
- EWS Income & Asset Certificate, where applicable
- PwBD certificate, where applicable
- Ex-Servicemen documents, where applicable
- Experience certificate from previous employer
- Appointment letter and relevant employment documents
- Salary slips, where required
- Relieving letter, where applicable
- No Objection Certificate for candidates working in Government/PSU/financial institutions
- Local-language study certificate, where applicable
- Other documents required by PNB
Candidates appearing for the interview must carry original documents along with the required photocopies.
How to Apply for PNB LBO Recruitment 2026
Step 1: Visit the Official Website
Go to the official Punjab National Bank website and open the Recruitment/Careers section.
Step 2: Find the LBO Recruitment
Look for the recruitment notification for Local Bank Officer – Recruitment 2026.
Step 3: Start New Registration
Click on the new registration option and provide the required basic information.
A provisional registration number and password will be generated and sent to the registered contact details.
Step 4: Complete the Application Form
Log in using the registration credentials and fill in:
- Personal details
- Educational information
- Banking experience
- Category information
- State preference
- Local language details
Step 5: Upload Documents
Upload the photograph, signature, left-hand thumb impression and handwritten declaration in the prescribed format.
Step 6: Check the Form
Use the preview option to carefully verify every detail before final submission.
Once the final registration is completed, changes may not be permitted.
Step 7: Pay the Application Fee
Pay the applicable fee using the available online payment options such as:
- Debit Card
- Credit Card
- Internet Banking
- UPI
- IMPS
- Mobile Wallets
Step 8: Submit and Save
After successful payment and submission, download and save the final application form and e-receipt.
Candidates should keep these documents safely until the completion of the recruitment process.
Document Upload Specifications
| Document | Recommended Size/Specification | Format |
|---|---|---|
| Photograph | 20–50 KB | JPG/JPEG |
| Signature | 10–20 KB | JPG/JPEG |
| Left Hand Thumb Impression | 20–50 KB | JPG/JPEG |
| Handwritten Declaration | 50–100 KB | JPG/JPEG |
| Caste/PwBD Certificate | Up to 500 KB | |
| Educational Documents | Up to 500 KB | |
| Experience Documents | Up to 500 KB |
The photograph should be recent and passport-style. Candidates should follow the prescribed image dimensions and upload specifications carefully to avoid rejection during registration.
Important Instructions for Candidates
There are several important conditions associated with this recruitment.
Candidates can apply for only one state. Applying for one state will make the candidate ineligible to submit another application for a different state.
Selected candidates will generally be posted within the state for which they were selected. As per the recruitment conditions, LBOs are expected to remain within the selected state until completion of 9 years of service or promotion to SMG Scale IV, whichever occurs earlier.
Selected candidates will undergo a 2-year probation period from the date of joining.
Candidates will also be required to execute an indemnity bond to serve the Bank for the prescribed period. Leaving service before completion of the specified period may result in the applicable bond amount becoming payable.
A minimum CIBIL score of 680 or above is required at the time of joining. However, this is not a pre-condition for submitting the application.
Candidates must also possess a valid Aadhaar card, as Aadhaar-based verification may be conducted during the recruitment process.
Who Can Apply?
The PNB LBO recruitment is mainly suitable for candidates who have:
- A recognized graduation degree
- At least 1 year of relevant post-qualification banking experience
- Required local-language proficiency
- Age within the prescribed limit
- Interest in a long-term banking career
Candidates from Scheduled Commercial Banks and eligible Regional Rural Banks with relevant clerical/officer-level experience should particularly check this opportunity.
For West Bengal applicants, the recruitment includes 80 Local Bank Officer vacancies with Bengali as the mandatory local language, making it a notable opportunity for eligible banking professionals in the state.
Conclusion
The PNB LBO Recruitment 2026 is an important opportunity for experienced banking professionals seeking an officer-level position with Punjab National Bank. A total of 545 Local Bank Officer vacancies are available across 17 states/UTs.
The position offers JMGS-I officer status, a basic pay scale starting at ₹48,480, applicable allowances and various banking-sector benefits. However, candidates must remember that this is not a fresher recruitment, as at least one year of relevant post-qualification banking experience is required.
The application deadline has been extended to 16 August 2026. Candidates should carefully select their state because only one state application is permitted, and they must satisfy the corresponding local-language requirement.