Bank of Baroda Recruitment 2026: 1,100 Wealth Executive & Credit Analyst Vacancies – Apply Online
Job Description
Bank of Baroda has announced a major recruitment drive for 1,100 officer-level vacancies under Advertisement No. BOB/HRM/REC/ADVT/2026/17. The recruitment is being conducted on a regular basis for the Wealth Management Services and Corporate & Institutional Credit departments.
A total of 1,000 Wealth Executive posts and 100 Credit Analyst – C&IC posts are available. The online application process started on 4 September 2026, and eligible candidates can submit their applications until 24 September 2026.
Candidates from West Bengal and other states may apply, provided they meet the required qualification, certification, experience and age criteria. However, applicants should note that the notification does not specify a separate West Bengal vacancy quota; selected candidates may be posted anywhere in India.
Bank of Baroda Recruitment 2026 – Job Overview
| Particulars | Details |
|---|---|
| Company Name | Bank of Baroda |
| Recruitment Name | Bank of Baroda Specialist Officer Recruitment 2026 |
| Advertisement No. | BOB/HRM/REC/ADVT/2026/17 |
| Job Role | Wealth Executive, Credit Analyst – C&IC |
| Total Vacancies | 1,100 Posts |
| Job Location | Pan India |
| Salary | ₹48,480–₹85,920 for Wealth Executive; ₹64,820–₹93,960 for Credit Analyst |
| Qualification | Graduation + post-specific professional qualification/certification |
| Experience | Minimum 1–2 years depending on post |
| Job Type | Regular Bank Job |
| Application Mode | Online |
| Application Start Date | 4 September 2026 |
| Last Date to Apply | 24 September 2026 |
| Eligibility Cut-Off Date | 1 September 2026 |
Bank of Baroda Vacancy Details 2026
Bank of Baroda has divided the 1,100 vacancies between two specialist roles.
| Post Name | Grade / Scale | Vacancies |
|---|---|---|
| Wealth Executive | JMG/S-I | 1,000 |
| Credit Analyst – C&IC | MMG/S-II | 100 |
| Total | — | 1,100 |
Category-Wise Vacancy
| Post | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| Wealth Executive | 150 | 75 | 270 | 100 | 405 | 1,000 |
| Credit Analyst – C&IC | 15 | 8 | 27 | 10 | 40 | 100 |
The notification also provides horizontal reservation for eligible Persons with Benchmark Disabilities (PwBD). Bank of Baroda has stated that the number of vacancies may be modified depending on organisational requirements.
Job Description
The Bank of Baroda Recruitment 2026 offers opportunities for experienced candidates looking to build a professional career in the banking, wealth management and corporate credit sectors.
The Wealth Executive position primarily focuses on acquiring and managing affluent, High Net-Worth Individual (HNI) and Ultra High Net-Worth Individual (UHNI) customers. Employees in this role may advise customers on suitable wealth products, strengthen existing relationships and develop new business opportunities.
The Credit Analyst – C&IC position is intended for candidates with a strong background in banking and Chartered Accountancy. The role involves evaluating corporate credit proposals, analysing financial information, assessing credit risk and assisting the bank in making informed lending decisions.
These are not entry-level jobs for fresh graduates without relevant professional credentials or experience.
About Bank of Baroda
Bank of Baroda is one of India’s major public-sector commercial banks. It was established in 1908 and has developed a significant domestic and international banking presence.
The bank provides services across retail banking, corporate banking, wealth management, loans, deposits, digital banking, international banking and several other financial segments.
Through this recruitment drive, the bank is strengthening its Wealth Management Services and Corporate & Institutional Credit teams with experienced professionals.
Eligibility Criteria
Eligibility will be calculated as on 1 September 2026. Applicants must satisfy all mandatory educational, professional and experience requirements for the post they select.
Wealth Executive – Educational Qualification
Candidates must have:
- Graduation in any discipline from a recognised university/institution.
AND
At least one valid certification from the following:
- IC 38 from Insurance Institute of India
- NISM Series V-A – Mutual Fund Distributors Certification Examination
- NISM Series XXI-A – Portfolio Management Services Distributors Certification Examination
- NISM Series V-D – Mutual Fund – Specialised Investment Fund Distributors Certification Examination
A 2-year full-time Postgraduate Degree/Diploma in Management or MBA in Finance, Marketing or Banking is preferred but is not listed as the basic mandatory educational qualification.
Wealth Executive – Experience Required
Candidates must have at least 2 years of experience in sales of wealth products with organisations such as:
- Public Sector Banks
- Private Sector Banks
- Foreign Banks
- Broking or Securities Firms
- Asset Management Companies
- Wealth Management Companies in India
Credit Analyst – Educational Qualification
For the Credit Analyst – C&IC post, candidates must possess:
- Graduation in any discipline
AND
- Chartered Accountant (CA) qualification
Therefore, simply being a graduate is not sufficient for this position. Chartered Accountant qualification is mandatory according to the official advertisement.
Credit Analyst – Experience Required
Candidates must have at least 1 year of banking experience in a Scheduled Commercial Bank.
Experience in Corporate Credit will be preferred.
Important Experience Rule
The notification specifies that post-qualification experience of less than six months in an organisation will generally not be counted for eligibility, except where it forms part of the candidate’s current employment.
Experience gained in a clerical cadre will not be considered for determining eligibility for these posts.
Age Limit
Age will be calculated as on 1 September 2026.
| Post | Minimum Age | Maximum Age |
|---|---|---|
| Wealth Executive | 22 Years | 32 Years |
| Credit Analyst – C&IC | 21 Years | 33 Years |
Age Relaxation
Upper-age relaxation is available to eligible reserved-category candidates.
- SC/ST: 5 years
- OBC – Non-Creamy Layer: 3 years
- PwBD – General/EWS: 10 years
- PwBD – OBC: 13 years
- PwBD – SC/ST: 15 years
- Eligible Ex-Servicemen candidates may receive relaxation according to the conditions mentioned in the notification.
Candidates claiming age relaxation must produce the required supporting certificates when requested by the bank.
Gender
Eligible male and female candidates may apply. The recruitment notification does not prescribe a gender restriction for these positions.
Job Responsibilities
Wealth Executive Responsibilities
A Wealth Executive may be responsible for:
- Identifying and acquiring new affluent, HNI and UHNI customers.
- Building relationships through networking, referrals and market mapping.
- Understanding clients’ financial goals and providing suitable wealth-management solutions.
- Managing an assigned portfolio of customers.
- Increasing the customer’s overall relationship with the bank.
- Promoting relevant investment and wealth-management products.
- Generating business through existing and new customer relationships.
- Maintaining high standards of customer service.
- Meeting business and revenue targets.
- Following banking, regulatory and compliance requirements.
The official job profile specifically emphasises new-customer acquisition, relationship development and improving the total value of customer relationships.
Credit Analyst Responsibilities
The role may include:
- Analysing financial statements and business performance.
- Reviewing corporate credit proposals.
- Conducting financial and credit-risk analysis.
- Evaluating borrowers’ repayment capacity.
- Studying balance sheets, cash flows and financial ratios.
- Supporting credit appraisal and lending decisions.
- Preparing credit-related reports and recommendations.
- Monitoring existing credit exposure.
- Ensuring compliance with internal credit policies.
- Coordinating with business and credit teams.
Required Skills
Candidates should possess a combination of technical banking knowledge and professional soft skills.
Technical Skills
- Wealth management knowledge
- Mutual fund and investment product understanding
- Financial analysis
- Credit appraisal
- Balance-sheet analysis
- Corporate banking knowledge
- Risk assessment
- Banking regulations and compliance awareness
- Basic computer proficiency
- MS Excel and financial-data interpretation
- Customer portfolio management
- Sales and relationship-management knowledge
Soft Skills
- Strong communication skills
- Customer relationship management
- Analytical thinking
- Problem-solving ability
- Negotiation skills
- Business-development capability
- Attention to detail
- Decision-making ability
- Team coordination
- Professional integrity
- Ability to work toward targets
- Willingness to serve anywhere in India
Bank of Baroda Salary Details
Bank of Baroda offers officer-scale pay along with applicable allowances and benefits.
Wealth Executive Salary
The Wealth Executive post falls under JMG/S-I.
The notified basic pay scale begins at approximately:
₹48,480
and progresses through the applicable increments up to:
₹85,920
Credit Analyst Salary
The Credit Analyst – C&IC position comes under MMG/S-II.
The pay scale begins at:
₹64,820
and can progress up to:
₹93,960
These figures represent the notified officer-scale basic pay structure rather than the exact monthly in-hand salary.
Additional Benefits
Selected candidates may also receive applicable benefits and allowances under Bank policies and the relevant banking-industry settlement, such as:
- Dearness Allowance
- House Rent Allowance or applicable housing benefits
- Bank-specific allowances
- Perquisites
- Medical and leave-related benefits
- Other facilities available to officers
Actual gross and take-home salary will depend on posting, applicable allowances and statutory deductions.
Selection Process
The Bank of Baroda selection process may comprise one or more of the following stages:
- Application scrutiny
- Online test
- Psychometric test
- Any other test considered appropriate by the bank
- Group Discussion
- Personal Interview
- Multiple rounds of interviews, if required
The bank has reserved the right to modify the selection methodology. Merely satisfying the basic eligibility conditions does not guarantee that a candidate will be shortlisted for the interview or subsequent selection stages.
Bank of Baroda Online Exam Pattern
If the bank decides to conduct an online examination for these positions, the tentative test pattern is:
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 20 | 20 | 20 Minutes |
| Reasoning Ability & Quantitative Aptitude | 20 | 20 | 20 Minutes |
| General / Economic & Banking Awareness | 20 | 20 | 20 Minutes |
| Professional Knowledge | 60 | 60 | 60 Minutes |
| Total | 120 | 120 | 120 Minutes |
English Language, Reasoning & Quantitative Aptitude and General/Economic & Banking Awareness are stated to be qualifying in nature, while Professional Knowledge is particularly important for the selection process.
For each wrong answer, 0.25 mark of the marks assigned to that question will be deducted. There is no penalty for unanswered questions.
Application Fee
| Category | Application Fee |
|---|---|
| General / EWS / OBC | ₹850 |
| SC / ST / PwBD / ESM / Women | ₹175 |
The amounts are inclusive of GST. Payment gateway charges will be additional, where applicable.
The application fee/intimation charge is non-refundable.
How to Apply for Bank of Baroda Recruitment 2026
Applications are accepted online only.
Candidates should follow these steps:
- Visit the official Bank of Baroda website.
- Open the Careers section.
- Select Current Opportunities.
- Find Advertisement No. BOB/HRM/REC/ADVT/2026/17.
- Open the online application link.
- Complete registration using a valid personal email ID and mobile number.
- Enter personal, educational and professional details carefully.
- Select the appropriate post.
- Upload the required Bio-data/CV.
- Upload photograph and signature in the prescribed format.
- Upload qualification, certification and experience-related documents.
- Pay the applicable application fee using Debit Card, Credit Card, Internet Banking, UPI or another available online method.
- Preview all information before final submission.
- Submit the application form.
- Save the acknowledgement number and a copy of the submitted application for future reference.
The bank specifically advises candidates to verify their details before clicking the final submit button because changes may not be permitted afterward.
Bank of Baroda Official Recruitment Page
Required Documents
Candidates should prepare the following documents before applying:
- Recent passport-size photograph
- Scanned signature
- Updated Bio-data / Resume / CV
- Date of Birth proof, such as Class 10 certificate/marksheet or Birth Certificate
- Graduation certificate and marksheets
- Chartered Accountant qualification documents for Credit Analyst applicants
- IC 38/NISM certification for Wealth Executive applicants
- Relevant work-experience certificates
- Current or previous employer experience letter
- Documents showing salary/CTC breakup where required
- Latest salary slips
- Aadhaar Card or other valid identity documents
- SC/ST/OBC/EWS certificate, where applicable
- PwBD certificate, where applicable
- Ex-Servicemen documents, where applicable
- Other supporting documents specified in the application portal
The official advertisement specifically requires candidates to upload documents supporting date of birth, mandatory qualifications, certifications, experience, CTC details and latest salary information where applicable.
Important Dates
| Event | Date |
|---|---|
| Notification / Application Start | 4 September 2026 |
| Eligibility Cut-Off Date | 1 September 2026 |
| Last Date to Apply Online | 24 September 2026 |
| Last Date for Fee Payment | 24 September 2026 |
| Online Test Date | To be announced separately, if conducted |
Other Important Details
Job Location
The recruitment is for Pan India posting. Selected candidates may be posted to any Bank of Baroda branch, office or other location in India at the bank’s discretion.
Therefore, candidates from West Bengal can apply, but they should not assume that selection guarantees posting in West Bengal.
Probation Period
Selected candidates will remain on probation for 12 months of active service from their date of joining.
Service Bond
Selected officers must execute a service bond according to Bank of Baroda’s prevailing policy.
For JMG/S-I, the current condition requires a minimum of 3 years of service or payment equivalent to three months’ gross salary, subject to a maximum of ₹2 lakh, if the employee leaves before completing the required service.
For MMG/S-II, the minimum service period is also 3 years, while the amount for early exit is three months’ gross salary subject to a maximum of ₹3 lakh.
These terms may be revised under the bank’s prevailing rules and will be communicated in the final offer letter.
One Application Rule
Candidates should not submit more than one application. If multiple applications are submitted, only the latest valid completed application may be retained, while fees paid for other registrations may be forfeited.
Who Should Apply?
This recruitment is particularly suitable for experienced banking and finance professionals.
Wealth Executive: Suitable for graduates already working in wealth management, investment sales, mutual funds, securities, asset management or banking sales and who possess the required certification.
Credit Analyst: Suitable for Chartered Accountants with at least one year of eligible banking experience, particularly candidates with exposure to corporate credit.
Fresh graduates without the required experience should not consider this recruitment a general graduate fresher vacancy.
Important Note for West Bengal Candidates
Candidates residing in West Bengal are eligible to apply if they satisfy all conditions in the official notification. However, the advertisement lists the job location as Pan India and does not provide a separate state-wise vacancy figure for West Bengal.
Applicants should therefore be prepared to work anywhere in India if selected.
Important Disclaimer
Candidates should read the official Bank of Baroda Advertisement No. BOB/HRM/REC/ADVT/2026/17 carefully before submitting the application.
Qualification, professional certification and work-experience requirements are mandatory and vary by post. Candidates should not rely only on headlines stating that “any graduate can apply.”
Bank of Baroda also reserves the right to change vacancy numbers, selection criteria and other recruitment conditions in accordance with its requirements.
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